Debt Consolidation Plan-The Key to Eliminating Your Debt

One of the most effective ways to eliminate your debt is through a debt consolidation plan. However, the process is not easy. Living in Tennessee is expensive and the cost of living is low, so even if you have a good paying job, it is still difficult to keep up with the bills. Fortunately, there …

How to Get the Most Out of Debt Relief Programs

It is easier to settle debt for less than you owe because the creditor agrees to accept a lower amount than you owe. The settlement of debt is debt relief in its purest form. It is not a loan. Bankruptcy may be an option, but the damage done by filing bankruptcy will last a long …

How Consumers Can Settle Debts Without Paying Back Creditors

Debt settlement is a negotiation undertaken with an unsecured lender of a borrower. Most commonly, unsecured lenders agree to settle for a large portion of the debt: around 50%, although results will vary widely depending on the lender and the borrower. When settlements are reached, both parties sign documents stating that the matter has been …